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BUSINESS INSURANCE AUDIT

Is Your Business Actually Protected?
Or Just Insured?

Complete the 4-minute assessment to identify potential gaps in your insurance, liability protection, business continuity, and owner-dependency planning.

77%
of U.S. small businesses are underinsured
74%
of business owners misunderstand what insurance covers
40%
do not reopen after a major disaster

Your Coverage Audit

Answer each question honestly.  YES = confirmed in your policy.  PARTIAL = unsure or partly covered.  NO = not in place.

Coverage score
0%
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0 of 26 answered
CRITICAL
Have you had your building or contents appraised for replacement cost value in the last 3 years?
HIGH
Does your policy cover Business Personal Property at replacement cost — not actual cash value?
CRITICAL
Do you have Business Income coverage to pay bills if a covered loss forces you to close temporarily?
HIGH
Is your Business Personal Property limit current with your actual inventory and equipment value?

Get Your Personalized Risk Gap Report

Enter your information to receive a summary of the potential gaps identified, their relative risk level, and the areas that may require further review.

By submitting this form, you agree to be contacted by Amador Risk Advisors by phone, email, or text regarding your assessment. Consent is not a condition of purchasing insurance. Message and data rates may apply.

Review Your Business Risk Gaps 

Your report identifies potential exposures. The next step is determining which ones are urgent, which are already addressed, and which may require changes to your insurance or risk-management strategy. In a complimentary 15-minute review, a licensed advisor will walk through your results, answer your questions, and explain the practical next steps.

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Schedule Your Review
Choose a convenient time to review your results by phone or video. Most conversations take approximately 15 minutes.
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Speak With an Advisor
Prefer to call directly? We're available Monday–Friday, 8:30 AM – 6 PM. Spanish assistance is available.
(305) 900-2374
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Complimentary. No obligation. No pressure. We’ll help you separate what is required, what is recommended, and what may be unnecessary. Any coverage recommendations, pricing, and eligibility will depend on your business operations, current policies, underwriting, and insurance company approval.